SIP Calculator
SIP Calculator
Calculate your monthly SIP investment, total invested amount, estimated returns and maturity value in seconds.
SIP Investment Details
About the SIP Calculator
A SIP (Systematic Investment Plan) Calculator estimates the future value of regular investments made into a mutual fund or other investment product. Enter your monthly investment, expected annual return and investment tenure to estimate the amount you may accumulate.
The amount you plan to invest every month through your SIP.
The assumed annual rate of return used for the projection.
The number of years for which you plan to continue investing.
The total amount contributed over the complete investment period.
The projected profit calculated above your total contributions.
The projected value of your investment at the end of the tenure.
SIP Calculator Formula
The calculator uses the standard future-value formula for periodic SIP investments.
M = P × [((1 + r)ⁿ − 1) / r] × (1 + r)
M = Maturity value
P = Monthly investment amount
r = Monthly rate of return
(annual rate ÷ 12 ÷ 100)
n = Total number of monthly installments
(years × 12)
Total Investment = Monthly Investment × Number of Months
Estimated Returns = Maturity Value − Total Investment
Step-by-Step SIP Calculation
Here is how the calculator solves a SIP calculation using the current inputs.
SIP Growth Projection
The table below shows an estimated year-wise projection based on the selected monthly SIP, expected return and tenure.
| Year | Total Investment | Estimated Value | Estimated Returns |
|---|
Calculation History
Your recent calculations are saved locally in your browser. They are not sent to a server.